Garnishments are processes where, in order to pay off your debt, a certain amount of subtracted from your income each month. As you might expect, this can interfere with your ability to get your financial debt back on track, especially if the amount deducted is high. When you declare bankruptcy, all of your garnishees will stop, paving the way forward for you to recover from your debt. There are some exceptions, though, for certain garnishees. For example, those who have committed fraud and are charged for it can find garnishees remaining in place even once you declare bankruptcy.

Usually, once your bankruptcy is underway, much of your financial burden will be lifted, allowing you to focus on your road to recovery.